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  • Life Solutions - an independent life & health insurance brokerage agency
  • Gardner Financial Group
  • NACLU - National Association of Conservative Life Underwriters
  • Brent D. Gardner - Chartered Financial Consultant
  • Section 72 - avoid the 10% penalty tax on IRA, 401(k), 403(b), and 457 plans
  • Section 79 - tax deductible permanent life insurance for business owners
  • Section 401k - the most common retirement plan offered by employers today
  • Section 403b - tax sheltered annuities for nonprofit organizations
  • Section 412e3 - defined benefit pension with maximum tax deductions
  • Section 457 - deferred compensation for governments, schools & non-profits
  • Section 1035 - tax free exchanges of life insurance and annuities
  • Section 7702 - supplemental retirement funded with life insurance
  • VPD Benefits - a retail agency specializing in voluntary benefits
  • VPD Online - a wholesale brokerage agency specializing in voluntary benefits

Merchant Links

  • Gift Cards - view activity and transactions online, view/edit cardholder information

Consumer Links

For more information or to apply, call (800) 680-5596

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